Insurance Information
- In most cases, insurance will cover a good portion, if not all, of your treatment costs. We understand navigating insurance can be confusing, so Excel Physical Therapy will be happy to assist in contacting your insurance company and determining your coverage based on your policy.
- For more information, visit our insurance plan page, and please do not hesitate to contact our Oshkosh, WI physical therapy office. We do offer different payment options for your convenience.
How much does physical therapy cost?
The total cost of physical therapy can vary depending on the problem, discounts negotiated by health insurance and individual health insurance coverage including deductibles and copay. At Excel Physical Therapy, the cost of treatment usually ranges from around $90 to $120 per session.
Insurance coverage varies greatly. Some plans have copays or coinsurance from $15 to $30 while a small number of plans have higher copays ranging from $60 to $80. Excel Physical Therapy also has affordable payment options for people without insurance coverage or with high deductible plans.
The best way to estimate your cost of treatment is to contact our office with insurance information and the type of problem. The cost of physical therapy at Excel Physical Therapy is usually much less expensive per session compared to large medical systems or corporate providers that have higher approved insurance payments ranging from $250 to $400 per session.
What If You Don’t Accept My Insurance/I Don’t Have Insurance?
- For patients who do not have insurance, we offer a self-pay rate, due at the time of service.
How Long Should I Plan On My Physical Therapy Appointment Lasting?
- Although all patients are different, typically, each session will be 45-60 minutes.
- The amount of time will be based on your specific needs, and our therapist will discuss this with you. You will most likely see your therapist once or twice per week, to begin with, and as you progress through treatment, your sessions will be more spread out.
- At Excel Physical Therapy, you see your Doctor of Physical Therapy for the entire treatment and see the same therapist each time. Extended, one-on-one sessions allows for the best physical therapy care.
What Will My Treatments Look Like?
- With physical therapy, it is important to know that the overall goal is to restore pain-free mobility and function and to prevent an injury or pain from recurring. Our physical therapists evaluate your movement patterns, identify the cause of your pain, and work to manage or eliminate it.
- Physical therapy is a medical, hands-on approach to relieving pain and restoring function. While every patient’s condition and pain are unique, our physical therapist will use a variety of gentle hands-on techniques, exercises, and equipment to relieve pain quickly and restore your function to optimum levels.
Does Physical Therapy Hurt?
- Physical therapy is not meant to hurt, but to relieve pain! There is a chance, however, as you restore your mobility that your pain levels will fluctuate. Good communication with our therapist will help minimize any discomfort. Like you, we also want you on your way to full pain relief and back to normal activities as soon as possible.
- You might experience some temporary soreness from using muscles that are weakened or recovering. Rest assured that this is a normal response to physical therapy treatment and not a cause for concern.
When Will I Notice Pain Relief?
- Each patient’s diagnosis is different, so together with your referring physician, our therapist will develop a plan of care that is right for you.
- Your plan of care and number of visits will be determined during your first visit and explained to you by our physical therapist.
If I Want To Continue With Physical Therapy Sessions After My Pain Is Gone, Can I Do So?
Yes, once you have completed your therapy sessions, your therapist will provide you with an at-home continuing therapy program. We can work with you on determining if equipment may be beneficial, and what exercises would be helpful in your continued recovery.



